SheepKilla 473 Posted September 7, 2020 Share Posted September 7, 2020 Mine is in the high 700s, low 800s (varies by report). Quote Link to post Share on other sites
-GD-X★ 7,729 Posted September 7, 2020 Share Posted September 7, 2020 Around 840 Quote Link to post Share on other sites
SheepKilla 473 Posted September 7, 2020 Author Share Posted September 7, 2020 8 minutes ago, -GD- said: Around 840 That's good. You a churner like me? Quote Link to post Share on other sites
Cooke 2,026 Posted September 7, 2020 Share Posted September 7, 2020 Mine bounces between 780 and 800 on credit karma. I'm addicted to checking it lol Quote Link to post Share on other sites
SheepKilla 473 Posted September 7, 2020 Author Share Posted September 7, 2020 10 minutes ago, Cooke (not admin cant help said: Mine bounces between 780 and 800 on credit karma. I'm addicted to checking it lol Once you get into churning, it's like crack. I obsessively check about 20 cards, and 7 active accounts. I've made a few thousand dollars in profit off my credit alone. Quote Link to post Share on other sites
SheepKilla 473 Posted September 7, 2020 Author Share Posted September 7, 2020 *applies for revolving credit facility with Goldman Sachs just to get a $50 sign-up bonus* Quote Link to post Share on other sites
Tears of the Cows 1,206 Posted September 7, 2020 Share Posted September 7, 2020 770 right now. I changed a loan to a credit card (0% apr) and my credit took around a 40 point hit. Stupid Quote Link to post Share on other sites
Tears of the Cows 1,206 Posted September 7, 2020 Share Posted September 7, 2020 2 minutes ago, SheepKilla said: Once you get into churning, it's like crack. I obsessively check about 20 cards, and 7 active accounts. I've made a few thousand dollars in profit off my credit alone. It’s all about the points baby Quote Link to post Share on other sites
Cooke 2,026 Posted September 7, 2020 Share Posted September 7, 2020 5 minutes ago, SheepKilla said: Once you get into churning, it's like crack. I obsessively check about 20 cards, and 7 active accounts. I've made a few thousand dollars in profit off my credit alone. I have no idea what you're talking about Quote Link to post Share on other sites
Tears of the Cows 1,206 Posted September 7, 2020 Share Posted September 7, 2020 Just now, Cooke (not admin cant help said: I have no idea what you're talking about Abusing rewards 1 Quote Link to post Share on other sites
Tears of the Cows 1,206 Posted September 7, 2020 Share Posted September 7, 2020 One thing I noticed about those “spend x in x months to receive x points”.. they’ve long caught on to buying gift cards but you can get a money order still ie spend 2k in 3 months. Obviously if you just used the card you’d spend 2k but you can also just go get a money order using the card, deposit the money into your bank, and pay off the card Only a matter of time before they catch that tho Quote Link to post Share on other sites
SheepKilla 473 Posted September 7, 2020 Author Share Posted September 7, 2020 Just now, ghostz life matters said: One thing I noticed about those “spend x in x months to receive x points”.. they’ve long caught on to buying gift cards but you can get a money order still ie spend 2k in 3 months. Obviously if you just used the card you’d spend 2k but you can also just go get a money order using the card, deposit the money into your bank, and pay off the card Only a matter of time before they catch that tho holy shit, really? sounds too good to be true. might begin using this... are there any additional fees with money orders paid with credit card? never did one before. Quote Link to post Share on other sites
Tears of the Cows 1,206 Posted September 7, 2020 Share Posted September 7, 2020 (edited) 1 minute ago, SheepKilla said: holy shit, really? sounds too good to be true. might begin using this... are there any additional fees with money orders paid with credit card? never did one before. It may depend on where you go but I haven’t ran into any. Even so a small fee isn’t really a big deal all things considered also I stress that this may be blocked on your card etc so maybe look into it, but I’ve done it successfully a few times now (one though citi one through chase) Edited September 7, 2020 by ghostz life matters Quote Link to post Share on other sites
bhytre 2,753 Posted September 7, 2020 Share Posted September 7, 2020 Debt-free 1 Quote Link to post Share on other sites
SheepKilla 473 Posted September 7, 2020 Author Share Posted September 7, 2020 8 minutes ago, ghostz life matters said: It may depend on where you go but I haven’t ran into any. Even so a small fee isn’t really a big deal all things considered also I stress that this may be blocked on your card etc so maybe look into it, but I’ve done it successfully a few times now (one though citi one through chase) Did some googling. One website says that they treat it as a cash advance, and not a purchase, so they don't gift rewards for it. Don't know if that is accurate or not. Maybe Chase and CITI slipped through the cracks. Quote Link to post Share on other sites
SheepKilla 473 Posted September 7, 2020 Author Share Posted September 7, 2020 This is my face when the people who read this don't reply because their credit score is embarrassingly low: Quote Link to post Share on other sites
Tears of the Cows 1,206 Posted September 7, 2020 Share Posted September 7, 2020 40 minutes ago, SheepKilla said: Did some googling. One website says that they treat it as a cash advance, and not a purchase, so they don't gift rewards for it. Don't know if that is accurate or not. Maybe Chase and CITI slipped through the cracks. Yeah it just depends. I’m sure there are other hacks similar though. Just gotta get creative with moving money around. This is a good thread idea tho, we need a generalized CC discussion (didn’t realize we had others) Quote Link to post Share on other sites
Tears of the Cows 1,206 Posted September 7, 2020 Share Posted September 7, 2020 32 minutes ago, SheepKilla said: This is my face when the people who read this don't reply because their credit score is embarrassingly low: @Liquid @jehurey 1 Quote Link to post Share on other sites
bhytre 2,753 Posted September 7, 2020 Share Posted September 7, 2020 5 minutes ago, ghostz life matters said: @Liquid @jehurey Quote Link to post Share on other sites
54212 432 Posted September 7, 2020 Share Posted September 7, 2020 We're doing Credit Score Wars now? I only have one credit card that I never use and no debt. Quote Link to post Share on other sites
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.