You seem to be under the false impression that IQ represents every corner and inner working of the brain and in general overarching intelligence.
Women are more prone to panic than men, they're more likely to freeze in a dangerous situation than react, they react more emotionally than men and allow that to dictate their judgment, they're more likely to falter in situations that call on common sense, they're far weaker critical and on the fly thinkers, they're more likely to make a bad situation worse under pressure. These are evolutionary inherited traits as the result of not ever