JonDnD 2,784 Posted June 29, 2021 Share Posted June 29, 2021 Just now, DynamiteCop said: You've been groomed to see a particular reason why, not THE reason why. Your brain is a lost cause. Imagine if white people where put in a position where they were forced to fail, and black people told you its your fault. Oh, and this happened when your parents were kids or young adults. Link to post Share on other sites
DynamiteCop 2,101 Posted June 29, 2021 Share Posted June 29, 2021 2 minutes ago, jehurey said: No, not a student loan.........because those do not come with ANY requirements to show that you can pay it off. That is why so many people default on student loans, because the only requirement is that you are in college, and the government backs every student loan, and therefore you cannot get out of it under bankruptcy, which is why loans institutions freely give away student loans to anybody,. That has nothing to do with black people, and everything to do with lower income people. If you were to look up lower income white people who have taken out student loans, they would be defaulting just as much compared to higher-income white students who took out student loans. Well that all depends, is a federal student loan or a private student loan? Tsk' Tsk' Tsk' Link to post Share on other sites
jehurey 3,308 Posted June 29, 2021 Share Posted June 29, 2021 Imagine a game of chess where the other player starts out with their 16 pieces, and you start out with 10. And then the other guy blames your loss because you simply weren't that great at chess, and you should've "put more effort" to create some sort of amazing chess strategy to help you compensate. Link to post Share on other sites
DynamiteCop 2,101 Posted June 29, 2021 Share Posted June 29, 2021 Just now, JonbX said: Imagine if white people where put in a position where they were forced to fail, and black people told you its your fault. Oh, and this happened when your parents were kids or young adults. Forced to fail lol? Do you know how many black people I see with jobs everyday? How many successful black people there are in this country? They're everywhere. They're succeeding not because they are special, because they made a choice to progress and better their lives. You live under the racist guise that they are destined to fail and must be saved. That's racist insanity. The only difference between those black people and the others are choices, not "the white man"... Get real dipshit. Link to post Share on other sites
jehurey 3,308 Posted June 29, 2021 Share Posted June 29, 2021 1 minute ago, DynamiteCop said: Well that all depends, is a federal student loan or a private student loan? Tsk' Tsk' Tsk' What are you talking about? What is a "private student loan" That would just be a "personal loan"...............which isn't a "student loan" All student loans are backed by the federal government and cannot be discharged during bankruptcy. If its ANY OTHER TYPE OF LOAN, it can be discharged during bankruptcy, and therefore the insitution that is giving you the loan would clearly have stricter requirements than student loans. Its amazing how stupid you are, while you pretend to act confident. Link to post Share on other sites
DynamiteCop 2,101 Posted June 29, 2021 Share Posted June 29, 2021 2 minutes ago, jehurey said: What are you talking about? What is a "private student loan" That would just be a "personal loan"...............which isn't a "student loan" All student loans are backed by the federal government and cannot be discharged during bankruptcy. If its ANY OTHER TYPE OF LOAN, it can be discharged during bankruptcy, and therefore the insitution that is giving you the loan would clearly have stricter requirements than student loans. Its amazing how stupid you are, while you pretend to act confident. Not exactly. https://thecollegeinvestor.com/18104/everything-know-private-student-loans-college/ Link to post Share on other sites
JonDnD 2,784 Posted June 29, 2021 Share Posted June 29, 2021 1 minute ago, DynamiteCop said: Forced to fail lol? Do you know how many black people I see with jobs everyday? How many successful black people there are in this country? They're everywhere. They're succeeding not because they are special, because they made a choice to progress and better their lives. You live under the racist guise that they are destined to fail and must be saved. That's racist insanity. The only difference between those black people and the others are choices, not "the white man"... Get real dipshit. Yes forced to fail and to be made to feel like shit. Imagine if your mom dealt with the stuff that black people had to deal with when she was a kid/young adult. Just power thru it tho! Link to post Share on other sites
jehurey 3,308 Posted June 29, 2021 Share Posted June 29, 2021 1 minute ago, DynamiteCop said: Forced to fail lol? Do you know how many black people I see with jobs everyday? How many successful black people there are in this country? They're everywhere. They're succeeding not because they are special, because they made a choice to progress and better their lives. You live under the racist guise that they are destined to fail and must be saved. That's racist insanity. The only difference between those black people and the others are choices, not "the white man"... Get real dipshit. No, based on studies of top executives at major companies and business owners...............they are literally NOT everywhere. Quote Black people account for about 12% of the U.S. population, but occupy only 3.2% of the senior leadership roles at large companies in the U.S. and just 0.8% of all Fortune 500 CEO positions, according to the analysis by the Center for Talent Innovation, a workplace think tank in New York City. The study was funded by Disney, Pfizer and other major corporate players. Its conclusions were drawn from a survey conducted online and via telephone in June of more than 3,700 people who work in white-collar jobs and have at least a bachelor's degree. You just literally got caught lying through your teeth. Link to post Share on other sites
jehurey 3,308 Posted June 29, 2021 Share Posted June 29, 2021 Just now, DynamiteCop said: Not exactly. https://thecollegeinvestor.com/18104/everything-know-private-student-loans-college/ Except we are talking about YOUR EXAMPLE that you posted. Those are not private student loans. Correct? Did you honestly think you can change the subject on me? Link to post Share on other sites
DynamiteCop 2,101 Posted June 29, 2021 Share Posted June 29, 2021 Just now, jehurey said: Except we are talking about YOUR EXAMPLE that you posted. Those are not private student loans. Correct? Did you honestly think you can change the subject on me? There's been no subject change, you simply had no understanding of what a private student loan entails. You were wrong about how they work and the back end of what happens if you fail to repay. Link to post Share on other sites
jehurey 3,308 Posted June 29, 2021 Share Posted June 29, 2021 Just now, DynamiteCop said: There's been no subject change, you simply had no understanding of what a private student loan entails. You were wrong about how they work and the back end of what happens if you fail to repay. Answer the question: Quote Except we are talking about YOUR EXAMPLE that you posted. Those are not private student loans. Correct? Link to post Share on other sites
DynamiteCop 2,101 Posted June 29, 2021 Share Posted June 29, 2021 2 minutes ago, jehurey said: Answer the question: There was no specificity so naturally it can apply to both. Link to post Share on other sites
jehurey 3,308 Posted June 29, 2021 Share Posted June 29, 2021 6 minutes ago, DynamiteCop said: There was no specificity so naturally it can apply to both. No..........if they are private loans, they are specifically not student loans. A student loan is a very specific thing. Private loans, issued by many different private lenders..............could have no such nationwide reporting. Only FEDERALLY backed loans would have to disclose such statistic where someone could compile a report based on demographics. So no..............you are wrong. That article is clearly talking about federally backed student loans. Link to post Share on other sites
jehurey 3,308 Posted June 29, 2021 Share Posted June 29, 2021 LOL, you didn't even read your own article. JP Morgan Chase Institute carried out the study, and they concluded that they couldn't be able to repay back their loans because of "systemtic" conditions". They LITERALLY said that blacks face "tougher" situations, and they LITERALLY said that it was "systemic conditions" Quote “Put simply, our findings suggest that systemic conditions make it such that the Black community experiences less help with student loan repayment despite facing comparatively more strain from student loan repayment,” the study found. “This issue is likely a major contributor to the different rates in loan repayment progress across race groups.” The median annual amount paid by Black borrowers was $212 less than the $1,850 they were scheduled to pay, the study found, while white borrowers generally paid more than they were required to. This is likely due to the finding that the median income of Black student loan borrowers is about $12,500 lower than the income of white student loan borrowers, according to the study. And the wording they used was that they "would never be able to repay" the loan..........which means that it is a permanent debt. Which means its a federally-backed student loan that can never be discharged. Because if it were a PRIVATE loan.........they would default on it, which means it would eventually be discharged through bankruptcy. But they make it clear that its PERMANENT debt. Link to post Share on other sites
Mr. Impossible 455 Posted June 29, 2021 Share Posted June 29, 2021 1 hour ago, Cooke said: Diversity of thought is far more valuable. lol Racist love to talk about diversity of thoughts as if it's not just rebranding racism. Link to post Share on other sites
Mr. Impossible 455 Posted June 29, 2021 Share Posted June 29, 2021 1 hour ago, Cooke said: You are eating this narrative up. North America and western society has never been as equal as it is today. Every day has been getting better than the last. There has been no regression for the last 40 or so years. So why the moral panic that has come in the last few years for MORE and MORE diversity? Quotas, a pyramid of oppression, obsession with power dynamics, patriarchy and now trans rights are taking the lead. Its because of activists, they are constantly looking for something to complain and bitch about, usually without evidence, and usually without an end goal. A gay black man has the same rights and opportunities in western society as a white woman. That's law and it is heavily fortified. A racist, sexist, credible sexual assualter was the President of the United States 6 months ago. His only platform was calling Mexicans rapist and drug dealers and vowing to ban Muslims from this country. Yes, that was the height of race/gender equality. Link to post Share on other sites
jehurey 3,308 Posted June 29, 2021 Share Posted June 29, 2021 (edited) 9 minutes ago, Mr. Impossible said: lol Racist love to talk about diversity of thoughts as if it's not just rebranding racism. I mean...........why have Asian writers concieve, produce, write and act in a tv show. When we can have a white guy who's a writing major from USC just THINK LIKE AN ASIAN and come up with an equally good show for that demographic. I mean, that's what they did for shows like The Green Hornet and Kung Fu back in the 60's and 70's........and boy were those good for Asians! Edited June 29, 2021 by jehurey Link to post Share on other sites
Mr. Impossible 455 Posted June 29, 2021 Share Posted June 29, 2021 Hey, Remember when the former President told 4 women of color, who were duly elected officials to "go back to their country" even though 3 of them were born and raised here and half of the country didn't even care? Or when one of the biggest cable news host said immigration would make the country "dirtier". Those were the old days of the early 2020s. Link to post Share on other sites
Mr. Impossible 455 Posted June 29, 2021 Share Posted June 29, 2021 5 minutes ago, jehurey said: I mean...........why have Asian writers concieve, produce, write and act in a tv show. When we can have a white guy who's a writing major from USC just THINK LIKE AN ASIAN and come up with an equally good show for that demographic. I mean, that's what they did for shows like The Green Hornet and Kung Fu back in the 60's and 70's........and boy were those good for Asians! I've honestly stopped watching gaming, nerd culture and entertainment based YouTubers because so many of them have just become aggrieved MRAs. They all drink from the same well that Cooke does without realizing it's laced in great deal with bigotry and the defense of bigotry. Link to post Share on other sites
jehurey 3,308 Posted June 29, 2021 Share Posted June 29, 2021 3 minutes ago, Mr. Impossible said: I've honestly stopped watching gaming, nerd culture and entertainment based YouTubers because so many of them have just become aggrieved MRAs. They all drink from the same well that Cooke does without realizing it's laced in great deal with bigotry and the defense of bigotry. Dude we were first-hand witnesses to Cooke turning into a white men's rights activist BEFORE our very eyes between 2018 and now. Like we saw the slow turn. My first responses towards him almost always mentioned "it seems like you have a misguided sense here" or "are you sure you're not misunderstanding this" And then he pretty much dropped the facade within the past year. Link to post Share on other sites
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